Parkwoods at Gateway - Save $400 per month on select homes!
At Parkwood’s at Gateway, you don’t have to choose between a desirable location and an affordable monthly payment. Enjoy a thoughtfully designed, energy-efficient, brand new home near Lodi parks, schools, shopping and dining—plus limited-time financing opportunities that make homeownership more affordable.
Through the FCB Homes Quick Start Program with Coast Home Loans, qualified buyers may receive a special interest-rate buydown with an estimated average savings of approximately $400 per month. Eligible first time home buyers can also ask about available zero-down payment programs. Homesites and special financing opportunities are limited. Contact us today for current availability and personalized payment options.
Advertised estimated average savings of approximately $400 per month is based on a representative sales price of $687,214, an FHA 30-year fixed-rate mortgage with 3.5% down, a minimum 700 FICO score, and the application of 100% of available seller-paid closing cost assistance toward a permanent interest-rate buydown, reducing the interest rate from 6.625% to 5.625%. At 5.625%, the example assumes a $663,161.51 base FHA loan amount plus a financed 1.75% upfront mortgage insurance premium (UFMIP) of $11,605.33, resulting in a total FHA loan amount of $674,766.84 and an estimated monthly principal and interest payment of $3,884.34. The advertised savings represents the estimated difference in monthly principal and interest payments resulting from the permanent interest-rate buydown and does not include property taxes, homeowners insurance, FHA monthly mortgage insurance, HOA dues or other housing expenses; actual monthly payment will be higher. Actual savings will vary based on sales price, loan amount, available seller incentive, interest rates, credit qualifications and other factors. Quick Start is available on select FCB Homes to qualified owner-occupant borrowers financing through Coast Home Loans and is subject to credit approval, underwriting, FHA loan limits and program requirements. Incentives, rates, terms and availability are subject to change or withdrawal without notice and may not be combined with other offers. Zero-down payment programs, where available, are separate programs subject to borrower, property and program eligibility requirements. See an FCB Homes sales representative and Coast Home Loans for complete details. Equal Housing Opportunity. Coast Home Loans: CA DRE #02050654 | NMLS #1689518 | Blake Eagal NMLS #250496.