Welcome Home – Our Sales Process
We want your home-buying experience to be smooth, transparent, and enjoyable. Below is an overview of what to expect when purchasing a new home with us.
Financing Pre-Qualification
Before purchasing your new home, you’ll need to get pre-qualified for financing. This can be done by scheduling an appointment with one of our Preferred Lending Partners. Pre-qualification helps confirm your budget and keeps the process moving smoothly.
You are not required to use a Preferred Lender for your final loan unless stated in your Purchase Agreement.
Purchase Agreement & Initial Deposit
Once you’ve selected your home, you’ll sign a New Home Purchase Agreement, finalize your floorplan and structural options, and submit an initial earnest money deposit.
- The initial earnest money deposit is $5,000, payable to Old Republic Title.
- This deposit is typically due at the time the Purchase Agreement is signed.
Begin the Financing Process
After signing your Purchase Agreement, you’ll begin the financing process by either:
- Providing verification of available cash funds, or
- Completing a loan application with your chosen lender
Our Preferred Lending Partners are available to guide you through each step.
Design Selections
You’ll attend a design appointment to choose finishes, colors, and options that reflect your personal style and make your home uniquely yours.
Please note:
- Design options are subject to availability and construction timelines.
- Homes that have already begun construction may have limited or no design selections available.
Conditional Loan Approval
Once your design selections are finalized and any pricing changes are documented, your lender will review and approve the updated total purchase price as part of the conditional loan approval process.
Additional Deposits
Additional deposits may be required for selected upgrades or optional features. Details regarding amounts and timing will be outlined in your Purchase Agreement or related addenda.
Homes Already Under Construction
Some homes may be released for sale after construction has started. In these cases:
- Elevations, floorplans, color schemes, and certain features may already be selected.
- Preselected options are included in the home’s advertised price and may not be changed.
Contingent Purchases
FCB Homes will consider Contingent purchases on a case-by-case basis. See sales counselor for more information.
Policy Updates
Sales policies, pricing, specifications, and incentives may change from time to time. Final terms are those contained in a fully executed Purchase Agreement.