Make This Holiday Season Extra Bright—Own a New Home With Special Savings
For a limited time, FCB Homes is offering a permanent rate buydown on select move-in-ready homes in Lodi. Purchase your home by December 31, 2025, with closing on or before January 31, 2026, and enjoy the gift of lasting savings.
1-0 Temporary Buydown** at Carrousel and Wisteria
Year 1 Rate: 4.49%
Permanent Rate (Years 2–30): 5.49% (APR varies slightly by home price: ~5.63%)
10% Down Payment Required
Enjoy the confidence of a permanently reduced interest rate.
See Wisteria Special Financing Offers
See Carrousel Special Financing Offers
Act Now! Contact a sales associate to review which program works best for your situation and see full details on available homes.
Licensing / Disclaimers
*RATES ARE CURRENT AS OF 12/3/25 AND SUBJECT TO CHANGE WITHOUT NOTICE. LOAN PROMOTIONS AVAILABLE TO QUALIFIED BUYERS WHO SIGN PURCHASE AGREEMENTS ON SELECT HOMES BY 12/31/25 WITH FCB HOMES AND CLOSE ON OR BEFORE 1/31/26 WHEN FINANCING IS PROVIDED BY COAST HOME LOANS (SEE LICENSING INFORMATION BELOW*). THE RATE ABOVE IS BASED ON THE APPLICATION OF 100% OF SELLER-PAID CLOSING COST ASSISTANCE APPLIED TO OBTAIN A PERMANENT INTEREST RATE BUYDOWN; ASSISTANCE CANNOT EXCEED ACTUAL CLOSING COSTS. OWNER-OCCUPANTS ONLY; SUBJECT TO LOAN-TO-VALUE LIMITS, MAXIMUM CONVENTIONAL LOAN AMOUNT, FULL DOCUMENTATION, AND MINIMUM FICO OF 780. OTHER SCENARIOS MAY AFFECT RATE AND PRICE.
**RATES ARE CURRENT AS OF 12/10/25 AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. LOAN PROMOTIONS ARE AVAILABLE TO QUALIFIED HOMEBUYERS WHO SIGN PURCHASE AGREEMENTS ON SELECT HOMES WITH FCB HOMES AND CLOSE ON OR BEFORE JANUARY 31, 2026, WHEN FINANCING IS PROVIDED BY COAST HOME LOANS (SEE LICENSING INFORMATION BELOW*). THE RATE ABOVE IS BASED ON THE APPLICATION OF 100% OF SELLER-PAID CLOSING COST ASSISTANCE APPLIED TO BOTH A PERMANENT INTEREST RATE BUYDOWN AND A TEMPORARY 1-0 BUYDOWN. THE TOTAL AMOUNT OF ASSISTANCE CANNOT EXCEED THE BUYER’S ACTUAL CLOSING COSTS. OWNER-OCCUPANTS ONLY; SUBJECT TO LOAN-TO-VALUE LIMITS, MAXIMUM CONVENTIONAL LOAN AMOUNT, FULL DOCUMENTATION, AND MINIMUM FICO OF 780. OTHER SCENARIOS MAY AFFECT THE RATE AND PRICE.
LICENSED BY THE CALIFORNIA DEPARTMENT OF REAL ESTATE, DRE #02050654. NMLS #1689518. BLAKE EAGAL, NMLS #250496
