1st year 2.99%* (6.76% APR)

2nd Year 3.99% | 3rd Year 4.99% | Fixed 4-30 Year 5.99%

Offer valid on select move-in ready homes that are purchased before November 30, 2025.**

Offers valid with financing provided by Coast Home Loans. DRE License #02050654.

​

Act Now!  Sign up or contact a sales associate to find out how you can take advantage of this special offer.

​

The loan scenarios are based on the following terms:

Lot 265 - $668,950 - FHA

1st Year Rate: 2.99% | 2nd Year Rate: 3.99% | 3rd Year Rate: 4.99% | Permanent Rate (Years 4–30): 5.99% (6.760% APR) | 3.5% Down
2.99% IS A PROMOTIONAL RATE FOR THE FIRST YEAR ONLY. 3.99% FOR THE SECOND YEAR ONLY. 4.99% FOR THE THIRD YEAR ONLY. THE PERMANENT RATE FOR YEARS 4–30 IS 5.99% AND IS BASED ON A 720 CREDIT SCORE AND A 3.5% DOWN PAYMENT. THE PRINCIPAL AND INTEREST PAYMENT ON A $656,832, 30-YEAR FIXED FHA LOAN AT 5.99% IS $3,935. APR 6.760% INCLUDES ONE BUYER-PAID DISCOUNT POINT. QUOTE INCLUDES MI $289.16, TAXES $663.38, AND INS $100 → TOTAL PMT $4,986.36.
Est. Monthly Payment by Year: Y1 $3,818.23 | Y2 $4,184.57 | Y3 $4,574.55 | Y4–30 $4,986.36

Lot 232 - $679,950 - FHA

1st Year Rate: 2.99% | 2nd Year: 3.99% | 3rd Year: 4.99% | Permanent (Years 4–30): 5.99% (6.760% APR) | 3.5% Down
2.99% IS A PROMOTIONAL RATE FOR THE FIRST YEAR ONLY. 3.99% FOR THE SECOND YEAR ONLY. 4.99% FOR THE THIRD YEAR ONLY. PERMANENT RATE YEARS 4–30 IS 5.99% BASED ON 720 CREDIT SCORE AND 3.5% DOWN. THE PRINCIPAL AND INTEREST PAYMENT ON A $667,633 30-YR FIXED FHA LOAN AT 5.99% IS $4,001. APR 6.760%. QUOTE INCLUDES MI $293.92, TAX $674.70, INS $100 → TOTAL PMT $5,069.62.
Est. Monthly Payment by Year: Y1 $3,891.00 | Y2 $4,270.00 | Y3 $4,686.00 | Y4–30 $5,069.62

Lot 328 - $681,950 - FHA

1st Year Rate: 2.99% | 2nd Year: 3.99% | 3rd Year: 4.99% | Permanent (Years 4–30): 5.99% (6.760% APR) | 3.5% Down
2.99% IS A PROMOTIONAL RATE FOR THE FIRST YEAR ONLY. 3.99% FOR THE SECOND YEAR ONLY. 4.99% FOR THE THIRD YEAR ONLY. PERMANENT RATE YEARS 4–30 IS 5.99% BASED ON 720 CREDIT SCORE AND 3.5% DOWN. THE PRINCIPAL AND INTEREST PAYMENT ON A $669,597 30-YR FIXED FHA LOAN AT 5.99% IS $4,013. APR 6.760%. QUOTE INCLUDES MI $294.78, TAX $676.94, INS $100 → TOTAL PMT $5,084.72.
Est. Monthly Payment by Year: Y1 $3,903.00 | Y2 $4,283.00 | Y3 $4,700.00 | Y4–30 $5,084.72

RATES ARE CURRENT AS OF 10/15/25 AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. Loan promotions available to qualified buyers who sign purchase agreements on select homes with FCB Homes and close on or before 12/31/25 when financing is provided by Coast Home Loans (see licensing info below*). The interest rate is not guaranteed and is subject to change without notice. Rates based on 100% of seller-paid closing cost assistance applied to a temporary interest rate buydown; assistance cannot exceed actual closing costs. Owner-occupants only; subject to loan-to-value limits, maximum FHA loan amount, full documentation, and minimum FICO 720. Other scenarios may affect rate and price.

*LICENSED BY THE CALIFORNIA DEPARTMENT OF REAL ESTATE, DRE LICENSE #02050654. NMLS #1689518.