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From the low $600s

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Limited Time Opportunity


Kick Off the New Year with a Winning Deal!

Our Super Bowl Savings Event is here! Enjoy special financing on select Move-In Ready homes and make your next move a championship win. Purchase your home by February 28, 2026, and close prior to March 31, 2026, to secure these exclusive savings before the final whistle.

Permanent Rate Buydown (FHA 30-Year)*

  • Permanent Rate: 4.99% (APR 5.648%)

Move-In Ready Homes

Lot 252 - $713,950

Permanent Rate (Years 1–30): 4.99% (5.648% APR) | 5% Down

THE INTEREST RATE OF 4.999% IS A PERMANENT RATE FOR THE LIFE OF THE LOAN AND IS BASED ON A 720 CREDIT SCORE AND A 5% DOWN PAYMENT. THE BASE LOAN AMOUNT IS $678,252, AND THE TOTAL FHA LOAN AMOUNT INCLUDING FINANCED UPFRONT MORTGAGE INSURANCE PREMIUM (UFMIP) OF 1.75% IS $690,122. THE PRINCIPAL AND INTEREST PAYMENT ON A $690,122, 30-YEAR FIXED-RATE FHA LOAN AT 4.999% IS $3,704.00. THE ANNUAL PERCENTAGE RATE (APR) IS 5.648% AND INCLUDES ONE BUYER-PAID DISCOUNT POINT. QUOTE INCLUDES FHA ANNUAL MORTGAGE INSURANCE OF $282.61, TAXES OF $693.89, AND HOMEOWNERS INSURANCE OF $78.00, RESULTING IN A TOTAL MONTHLY PAYMENT OF $4,758.50.

Total Estimated Monthly Payments:
• Years 1–30: $4,758.50 (at 5.648%)


Lot 247 - $713,950

Permanent Rate (Years 1–30): 4.99% (5.648% APR) | 5% Down

THE INTEREST RATE OF 4.999% IS A PERMANENT RATE FOR THE LIFE OF THE LOAN AND IS BASED ON A 720 CREDIT SCORE AND A 5% DOWN PAYMENT. THE BASE LOAN AMOUNT IS $678,252, AND THE TOTAL FHA LOAN AMOUNT INCLUDING FINANCED UPFRONT MORTGAGE INSURANCE PREMIUM (UFMIP) OF 1.75% IS $690,122. THE PRINCIPAL AND INTEREST PAYMENT ON A $690,122, 30-YEAR FIXED-RATE FHA LOAN AT 4.999% IS $3,704.00. THE ANNUAL PERCENTAGE RATE (APR) IS 5.648% AND INCLUDES ONE BUYER-PAID DISCOUNT POINT. QUOTE INCLUDES FHA ANNUAL MORTGAGE INSURANCE OF $282.61, TAXES OF $693.89, AND HOMEOWNERS INSURANCE OF $78.00, RESULTING IN A TOTAL MONTHLY PAYMENT OF $4,758.50.

Total Estimated Monthly Payments:
• Years 1–30: $4,758.50 (at 5.648%)


Act Now! Contact a sales associate to review which program works best for your situation and see full details on available homes.

SALES: 2940 CHARLOTTE STREET | LODI | OPEN DAILY (10-5 PM) | 209.323.4428 

ISABELA CASILLAS: ICASILLAS@FCBHOMES.COM | DRE LICENSE #02072295

DIANE BATTILANA: DBATTILANA@FCBHOMES.COM | DRE LICENSE #01111800


Licensing / Disclaimers

*RATES ARE CURRENT AS OF 1/20/26 AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. LOAN PROMOTIONS ARE AVAILABLE TO QUALIFIED HOME BUYERS WHO PURCHASE SELECT HOMES ON OR BEFORE FEBRUARY 28, 2026, AND CLOSE PRIOR TO MARCH 31, 2026, WHEN FINANCING IS PROVIDED BY COAST HOME LOANS (SEE LICENSING INFORMATION BELOW*). THE RATE ABOVE IS BASED ON THE APPLICATION OF 100% OF SELLER-PAID CLOSING COST ASSISTANCE APPLIED TOWARD A PERMANENT INTEREST RATE BUYDOWN. THE TOTAL AMOUNT OF ASSISTANCE CANNOT EXCEED THE BUYER’S ACTUAL CLOSING COSTS. OWNER-OCCUPANTS ONLY; SUBJECT TO FHA LOAN LIMITS, LOAN-TO-VALUE REQUIREMENTS, FULL DOCUMENTATION, AND A MINIMUM FICO OF 720. OTHER SCENARIOS MAY AFFECT THE RATE AND PRICE.

*LICENSED BY THE CALIFORNIA DEPARTMENT OF REAL ESTATE, DRE #02050654. NMLS #1689518. BLAKE EAGAL, NMLS #250496




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