Introducing the Quick Start Program by FCB Homes x Coast Home Loans
Take the next step toward your new home with the FCB Homes x Coast Home Loans- Quick Start Program
Make your move today! Choose from one of the following:
Qualified first time home buyers can choose Zero-down payment financing options from CalHFA*
- No down payment
- Potentially no out-of-pocket costs
- FHA or Conventional financing
- Seller-paid closing costs
- Limited-Time Opportunity available on select homes
Buyers may be able to get special low interest rates on select move-in-ready FCB homes**
- Special limited-time permanent rate buydown program—designed to help you get more home for your money.
- Enjoy average savings of up to $400.00* per month on your new FCB Home!
See Community Manager for details. Some restrictions and/or qualification requirements may apply. Valid on new purchase and sale agreements ratified between June 19 and July 31st, 2026. May not replace any prior agreement currently in escrow and is non-transferable. Offer valid on select FCB Homes in Lodi, California only. Financing must be obtained through Coast Home Loans. Offer is void where prohibited by law. Coast Home Loans, NMLS ID#2580042.
*Offer valid for qualified first-time homebuyers. FHA and Conventional financing options available subject to underwriting approval, program guidelines, and property eligibility. Minimum 640 credit score required. Income limits apply based on CalHFA program requirements for San Joaquin County. CalHFA My Home down payment assistance amounts vary by loan program and borrower qualification. FCB Homes to pay allowable closing costs up to program and lender limits. In some cases, buyer may still be responsible for certain prepaid items, impounds, or costs not covered by seller credits or down payment assistance. Offer does not include funds for interest rate buydowns. Not all borrowers will qualify. Terms, conditions, and availability are subject to change without notice.
** Promotion amount to be applied toward buyers’ interest rate buydown. Offer subject to change or end without notice. Rates provided 6/19/2026. Payment example: Stated rate may change or may not be available at time of rate lock. If you bought a $659,950 home with a 30-year loan at a fixed rate of 5.5% (6.062% Annual Percentage Rate), with a down payment of 3.5%, for a loan amount of $647,997, you would make 360 monthly principal and interest payments of $3679.26. Payment stated does not include mortgage insurance, taxes, and homeowners’ insurance, which will result in higher payment.
